Demonstration · Illustrative data · BI Consulting Services
Portfolio Monitor · Lower-middle-market private credit

Stellus Capital Management × BI Consulting Services

A Power BI board built to the brief: only the metrics a private credit manager watches every quarter — nothing else. Leverage, EBITDA, covenants, ratings, and whether the quarterly package has arrived.
Prepared for Vince

Vince Gwon, CPA · Vice President, Finance & Operations
September 2026 · Houston · Charlotte · Washington, D.C.
Industry
As-of quarter
Signature view · the constellation

Every portfolio company as a star: leverage × EBITDA growth

1 Strong2 Performing3 Watch4 Underperformingsize = commitment
What this board answers

Three questions, three numbers

Trend · 24 quarters

Portfolio EBITDA and net leverage

Aggregate LTM EBITDAWtd. net leverage
Aggregate LTM EBITDA, $M (sum of companies in view)
Weighted net leverage, × EBITDA
Ranking · covenant headroom

Tightest 12 names by leverage-covenant headroom

1234rating · bar = headroom vs. max-leverage covenant
Reporting compliance · quarterly package

Who has sent their quarterly package

Ask the data · natural-language layer

Type a question, get a cited answer

Which names moved to rating 3 this quarter?Show fixed-charge coverage below 1.2×Who is late on Q2 financials?
Runs over the same Power BI model as the board — every answer cites the visual it came from, and the model can sit on a server inside Stellus's own network.
Demonstration · Illustrative data · BI Consulting Services
Also from BI Consulting Services

Private AI on your own server

The "ask the data" ideas on this board are designed to run on a GPU server inside your own network — an open-weight model over your own documents, cited answers, no per-seat licence, nothing leaving the building. The short deck below explains how it works. Scroll through, or download it as a PDF.

Private AI Servers — slide 1 of 14
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Private AI Servers — slide 14 of 14

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